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Introduction

I am a Certified Financial Planner® with approximately 9 years experience in financial services.

My passion is to assist individuals with the very important task of personal financial planning by providing exceptional financial advice- and services to them.

Also refer to my disclosure letter which contains important information about myself and my firm, and feel free to contact me if you have any enquiries about our firm.

Disclosure letter

In terms of the Financial Adviser and Intermediary Services Act 37 of 2002 (‘FAIS Act’) I would like to bring the following information under your attention:

Name:

Marius van Rooyen

Postal address:

PO Box 28785, Danhof, Bloemfontein, 9310

Physical address:

1 President Steyn Avenue, Westdene, Bloemfontein, 9301

Telephone number:

+2751 447 4050

Cell phone number:

+2782 446 0419

Fax number:

+2786 620 0447

Website:

www.vrr.co.za

I am mandated by Van Rooyen and Raath Financial Advisors (Pty) Ltd, an authorised financial services provider FSP33603, which accepts responsibility for my activities and is licensed.

I am authorised to render financial advice- and intermediary services for the following:

  • Category 1.1 - Long term insurance – Category A;
  • Category 1.3 - Long term insurance – Category B;
  • Category 1.4 - Long term insurance – Category C;
  • Category 1.5 - Retail Pension Benefits; and
  • Category 1.7 - Pension Fund Benefits (excluding Retail Pension Benefits)
  • Category 1.14 - Participatory Interests in Collective Investment Schemes

A copy of our FSP license is available for inspection on request.

I have been providing financial advice and intermediary services since 1 March 2008 in the following areas of financial planning:

Risk benefits (life cover, incapacity benefits, and critical illness benefits), Retirement and Investments.

Van Rooyen and Raath Financial Advisors (Pty) Ltd has written authority to market theproducts of the following product suppliers and I am accredited to market theirproducts:

PPS, Sanlam, Momentum Life, Liberty Life, Altrisk, Allan Gray en Marriott.

I do not hold more than 10% of the shares issued by any product supplier.

Your first consultation is free and it includes the compilation of a personal financial analysis. Where you give instructions to implement our recommendations we are remunerated in the form of commission from the product supplier, unless and hourly remuneration is agreed upon beforehand.

However, where we have performed work after you have given instructions to implement our recommendations and you subsequently decide to cancel the implementation, or the product is cancelled thereafter so that we have to pay back our remuneration to the product supplier, we will charge a fee of R800 per hour for the time spent on the work.

I received more than 30% of my last year’s commission and remuneration from the following product suppliers:

Institution

%

Reason

Sanlam

48%

We use Sanlam Glacier as primary investment platform because of the wide range of fund choices which is available.

PPS

33%

Our client base comprises mainly professional people and PPS is our preference product for their risk benefits.

Van Rooyen and Raath Financial Advisors (Pty) Ltd holds professional indemnity insurance.

Van Rooyen and Raath Financial Advisors (Pty) Ltd is not an associated company of any insurer.

Compliance with the FAIS Act is monitored by Masthead Distribution Services (Pty) Ltd, a compliance practice approved by the Financial Services Board. Their postal address is PO Box 856, Howard Place, 7450. Their contact numbers are 021 686 3588(t) and 021 686 3589(f)

I am a proud member of the Masthead Financial Advisors Association, which provides me with services such as a compliance, practice management and technology support. This support helps me to provide you with a more professional service. The compliance service enables my practice to be compliant with FAIS legislative requirements. Through the practice management support I am able to run a more professional business and therefore able to provide you with an improved service and enhanced support.

Please note that in accordance with legislation we keep an updated disclosure register. This register informs you, our client of all financial and ownership interests that we may become entitled to and lists the business relationships that I have with the product suppliers. This document ensures transparency in our dealings with our customers and is available for inspection.

I wish to advise that all information obtained or acquired about you shall remain confidential unless you provide written consent, or unless I am required by any law to disclose such information.

In the event that you are dissatisfied with any aspect of my service, you should address your complaint in writing to me at the above address. A copy of my Complaints Resolution Policy is available on request.